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Accept payments through credit cards and bank payments to get paid even faster, for a low, pay-per-use fee. Add credit cards and bank payments to get paid even faster, for a low, pay-per-use fee. All your invoicing and payment information automatically syncs with our free accounting software included with your account. Create beautiful invoices, accept online payments, and make accounting easy—all in one place—with Wave’s suite of money tools. Payroll software saves you time so you can focus on the best parts of running your business. And, in the long run, an online payroll software provider like Wave can save you a lot of money by reducing human error so you can avoid tax penalties (and who doesn’t love saving money?).

These features help keep our invoicing, accounting, and business banking (currently only available to sole proprietors in the US) free. These features help keep our invoicing, and accounting, free. Wave’s optional paid features include online payment processing, payroll software, and access to personalized bookkeeping services and coaching through Wave Advisors.

Accounting software that works as hard as you do

For example, the rate a freelance web developer charges may be different than that of a freelance graphic designer, because each freelancer specializes in a different area. If you’re on-the-go, you can also send invoices from your phone or other mobile device using the Wave app. Accounting software like Wave can also seamlessly connect with your bank accounts so you can automate tasks like recording transactions and generating reports. This can help you save time and make financial decisions quickly. Transactions will appear in your bookkeeping automatically, and you can say goodbye manual receipt entry. Track your income and expenses, easily and for free, with Wave’s accounting software.

• For information on credit card rates, visit Pricing for details.
• In self-service states (all other 36 states) Wave Payroll does not make payments or file on your behalf.
• At any time, you can activate to start your billing cycle and gain access to items like tax filing and approving payrolls beyond the current month.
• See our full US terms here, and our full Canadian terms here.

It’s been one of the best decisions I’ve made when it comes to making sure my accounting is on point. After creating your account, everything is set up so you can get started. Your data is always available, and backed up for extra peace of mind.

Wave helps freelancers, consultants, and small businesses around the world simplify their finances.

Set up recurring invoices and automatic credit card payments for your repeat customers and stop chasing payments. Switch between automatic and manual billing whenever you want. ‍2 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit Pricing for details. Sign up for a free Wave account and send your first invoice right away—it only takes a few minutes!

All your invoicing and payment information automatically syncs with the free Wave Accounting software included with your account. Ditching spreadsheets for business accounting software can help you organize your financial documents and statements, reduce headaches during tax season, and remove unnecessary manual work. We totally get it—running payroll for your small business can seem like a daunting task, especially when you’ve got so much on your plate. That’s why a payroll software like Wave’s can help ease the burden of doing payroll on your own. We’ve also crafted a guide to small business payroll to help you navigate the process.

Make managing payroll effortless

Employees can securely log in to access their pay stubs and W2s, and manage their contact and banking information. Your employees can log into Wave securely to access their pay stubs and T4s, and manage their contact and banking information. Our bookkeeping and banking tools can be used separately or together for maximum control of your business finances.

Your complete invoicing and billing process is now on your phone. Create, customize, and send invoices from anywhere. The Wave app lets you easily generate and send invoices to your hire accountants clients wherever and whenever you need to. Every invoice paid means more revenue coming into your small business. Create and send professional invoices to your customers in seconds.

Try payroll software free for 30 days.

Once you create an account, we’ll notify all new eligible businesses by email. You’ll be able to download the Wave mobile app directly from your email or you can learn more within your Wave account. Between the app and the payment process—I can’t tell you the hours it’s saved, and even the headaches that have gone away because of it. The right software helps business owners quickly categorize transactions and generate financial statements.

This is why it’s recommended that small business owners use payroll software instead. Wave invoices are integrated with our free accounting software, so payments are recorded and categorized for you – which means less bookkeeping and tax season prep. With the Wave Money business banking account, managing your business finances is a breeze. Invoicing, payments, and banking all in one place that saves you time, gets you paid, and makes money management easy. You can mark invoices paid on the spot, so your records are instantly up to date.

Deposit times may vary due to processing cutoff times, third party delays, or risk reviews. Get paid in as fast as 1-2 business days1, enhance your brand, and look more professional when you enable payments. Customers can click a Pay Now button on invoices and pay instantly by credit card, secure bank payment (ACH/EFT), or Apple Pay.

When equipped with the right accounting software, you can do more than just basic bookkeeping. You can effectively analyze the financial health of your business, find ways to generate more profit, and move forward with your business plan. You can connect nearly 10,000 different bank and credit card accounts with Wave, so your financial transactions import automatically to make your bookkeeping simple. When everything is neatly where it belongs, tax time is simple. Wave’s smart dashboard organizes your income, expenses, payments, and invoices. Our servers are protected physically and electronically.

See our full US terms here, and our full Canadian terms here. These 14 states include tax services with the option to automatically transfer tax payments and file the paperwork with your state tax office and the IRS (this excludes 1099 Filings). Our payroll software is seamlessly connected with the rest of your Wave account to reduce the time you spend on manual bookkeeping. Save time when you send automatic payment reminders in your Wave account. Whenever a payment is due, your customers will get an email reminder.